.vht-consumer{--vht-blue:rgb(15,112,183);--vht-orange:rgb(243,146,0);max-width:1120px;margin:auto;color:#263746;font-size:16px;line-height:1.65}.vht-consumer *{box-sizing:border-box}.vht-consumer a{color:var(--vht-blue);text-decoration:none}.vht-consumer a:hover{text-decoration:underline}.vht-consumer-hero{background:#f1f7fb;border-left:4px solid var(--vht-orange);padding:32px 36px;margin-bottom:30px}.vht-consumer-eyebrow{font-size:13px;font-weight:700;letter-spacing:.08em;color:var(--vht-blue)}.vht-consumer-lead{font-size:21px;line-height:1.5;max-width:850px;margin:12px 0 20px}.vht-consumer-button{display:inline-block;background:var(--vht-blue);color:#fff!important;font-weight:700;padding:11px 19px}.vht-consumer-button:hover{background:#0b5c99;text-decoration:none!important}.vht-consumer-section{padding:12px 0 20px;border-bottom:1px solid #dce6ed}.vht-consumer h2{font-size:24px;line-height:1.3;color:#174566;margin:12px 0 15px}.vht-consumer h3{font-size:18px;color:#174566;margin:5px 0 8px}.vht-consumer p{margin:0 0 15px}.vht-consumer-grid,.vht-consumer-links{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:14px;margin:18px 0}.vht-consumer-grid>div,.vht-consumer-links>div{padding:20px;border:1px solid #dce6ed;background:#fff}.vht-consumer-grid b{font-size:25px;color:var(--vht-orange)}.vht-consumer-links a{font-weight:700}.vht-consumer-note{background:#f1f7fb;border-left:3px solid var(--vht-blue);padding:13px 17px}.vht-consumer-steps{counter-reset:vhtstep;list-style:none;padding:0;margin:14px 0}.vht-consumer-steps li{position:relative;padding:12px 15px 12px 52px;margin:7px 0;background:#f5f8fa}.vht-consumer-steps li:before{counter-increment:vhtstep;content:counter(vhtstep);position:absolute;left:15px;top:12px;color:#fff;background:var(--vht-blue);font-weight:700;width:27px;height:27px;line-height:27px;text-align:center}.vht-consumer-bottom{padding:22px 26px;background:#f1f7fb;border-left:4px solid var(--vht-orange);margin:28px 0}.vht-consumer-bottom p{margin:5px 0 0}@media(max-width:760px){.vht-consumer{font-size:15px}.vht-consumer-hero{padding:23px 18px}.vht-consumer-lead{font-size:18px}.vht-consumer h2{font-size:21px}.vht-consumer-grid,.vht-consumer-links{grid-template-columns:1fr;gap:9px}.vht-consumer-grid>div,.vht-consumer-links>div{padding:16px}}